Merchant Consumer Financing

Becoming a First One Credit

Customer Financing

First One Credit™ offers customer financing options to help you take advantage of your otherwise untapped business potential. By handling a
full range of consumer credit risks and offering custom tailored rate plans for a wide spectrum of industries, First One Credit™ is sure to be a
natural fit for your business environment.

Whether you are providing your customers with a delivered product or a future service, we can help you reach your revenue goals. First One
CrediTM online merchant center includes easy-to-use application and fast credit decisioning modules which require less work on your part. No
hand-written forms, no faxing, no waiting to receive the decision. Get your customers approved within minutes in most cases and close your sale
right on the spot.

Some of the First One Credit™ benefits include:

  • Higher first sale amount and up-sell opportunities
  • Customer loyalty and repeat business
  • Improved cash-flow with fast credit funding
  • No credit risk on your business
  • Custom-built program options
  • Customizable marketing materials
  • Superior customer support and training

Turn Browsers into Buyers

Turn browsers into buyers by offering an installment payment plan. Affordable monthly payment options combined with our interest-free term
promotions will not only help to increase the first purchase amount but will bring the customers back for repeat purchases. First One Credit
installment financing solutions are designed to drive more traffic to your business, improve sales and build customer loyalty.

First One Credit benefits include:

  • Maximized customer credit limits
  • Financing options for prime, near-prime and sub-prime applicants
  • Interest-free term promotions
  • Online merchant center that provides instant decisions* and document generation
  • Collection of innovative e- tools such as price calculator and payment estimator
  • Excellent customer support and training

 

Becoming a First One Credit Merchant is easy. Call toll-free (888) 377-0505 to talk to a Relationship Manager or click hereto use our
pre-enrollment form.
Once your business is approved, within days your customers can start using credit to buy your products and services.

 

imageHere at First One Credit, we strive to offer financing to consumers other lenders are turning away.

With the current credit challenges, most lenders have suspended their financing programs. Those few
lenders that are still offering solutions
have tightened their credit requirements, making it difficult for many applicants to qualify.

First One Credit specializes in providing financing to consumers with credit challenges. Your customers
need a financial partner who can
understand the challenges, offer flexible solutions to meet their individual needs, and get them the money they need for purchasing your products.

At First One Credit, we are here to help.

Advantages of Revolving Credit

  • The borrower may use or withdraw funds up to a pre-approved credit limit.
  • The amount of available credit decreases and increases as funds are borrowed and then repaid.
  • The credit may be used repeatedly.
  • The borrower makes payments based only on the amount they’ve actually used or withdrawn, plus interest.
  • The borrower may repay over time (subject to any minimum payment requirement), or in full at any time.
  • As the merchant, you receive funds for the completed services right away so that you don’t have to wait for disbursement until finalizing all promised services.

 

Becoming a First One Credit Merchant is easy. Call toll-free (888) 377-0505 to talk to a Relationship Manager or click here to use our pre-enrollment form.

Once your business is approved, within days your customers can start using credit to buy your products and services.