Rental Properties – First One Capital

Expand Your Portfolio with First One Capital's Rental Property Loans

Up to 80% LTV and loans up to $10 million for investors of all levels.

Rental Property Loan Features

Cash Flow-based Lending

Our loans qualify using the cash flow from the subject property, not your personal income.

No Tax Returns Required

We don't need tax returns, making the lending process faster and easier.

Up to 80% LTV

We offer up to 80% loan-to-value, providing you with more capital to invest.

Loans up to $10 Million

Our loans can go as high as $10 million, allowing you to fund even the biggest deals.

Foreign Nationals Welcome

We work with foreign nationals to provide lending opportunities in the US market.

30-year Fixed Rates

Our loans come with stable 30-year fixed rates that give you peace of mind.

Interest-only Option

We offer an interest-only payment option, giving you more flexibility with your cash flow.

1-4 Family or Multifamily Properties

We offer loans for a wide range of property types so that you can find the right financing for your specific needs.

The First One Capital Advantage: Rental Properties

Grow Your Portfolio Faster

With access to more capital and more deals, you can grow your real estate portfolio quicker and more efficiently.

Invest With Confidence

Our competitive rates and stable payments give you the confidence to invest in the long term.

Focus on What Matters

Our streamlined lending process and flexible payment options allow you to focus on what matters most – growing your business.

Reach Your Financial Goals

With our innovative lending products and personalized support, you can reach your financial goals and build the life you want.

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

The Industry's Best Rental Property Mortgages

At LoanBud, we’re committed to providing you with the industry’s best lending products and services. Whether you’re a seasoned real estate investor or just starting, we’re here to help you succeed. Contact us today to learn more about how we can help you achieve your real estate investment goals.

What Our Customers Have to Say

This was our second time working with First One Capital and Jon Rector and we couldn't be more satisfied. The entire process was fast and efficient. Jon stayed in constant contact updating me on the status each step of the way, even working nights and weekends to make sure our loan got processed as quickly as possible. I highly recommend Jon, Burke and everyone at First One Capital.

William Bennett has redefined what the client rapport should be. He has gone above and beyond to ensure the process was streamlined for our company. He efficiently communicated and assisted throughout the entire process. I refuse to go through any other lender going forward for all our financial needs. Bill, Thank you for the amazing experience.

I was Assigned Angela Sharrett as my first point of contact for an SBA backed loan. She was and continues to be amazing. She worked literally around the clock to make it happen. SBA backed loans are very complex and it can take a mental toll on everyone involved. I’m so grateful I was assigned Angela and her team at First One Capital. I cannot recommend them enough!

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