Ground Up Construction – First One Capital

Access Ground Up Construction Loans Up to $20 Million

Construction loans tailored for real estate investors, developers and business owners.

Ground-Up Construction Loan Features

Multiple Property Types

First One Capital provides construction loans for numerous property types including single-family rental homes, multifamily properties, and commercial real estate.

All-In-One Development

By combining land acquisition, horizontal site development, and vertical construction financing into a single loan, borrowers can seamlessly manage all aspects of their project under one loan.

Up to 85% LTC

Our financing covers up to 85% of your project's costs, providing you with the resources needed to see your construction venture through to completion.

The First One Capital Advantage: Ground-Up Construction

Expert Guidance

Our experienced lending officers will provide expert advice and support throughout the construction loan process, ensuring that you make informed decisions every step of the way.

Build Your Real Estate Empire

With our construction loans, you can bring your real estate investment dreams to life and build properties to resell or retain as cash flowing properties.

Preserve Liquidity

With down payments as low as 10% and interest-only draw schedules, developers and business owners can preserve liquidity and grow their portfolios.

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

What Sets Our Construction Loans Apart

Access to Capital

Our construction loans provide you with access to the funding you need to build your project from the ground up.

Competitive Rates

We offer competitive rates that can help you save money over the life of your loan.

Easy Application Process

Our online application is simple and easy to use, allowing you to apply for a loan from the comfort of your home or office.

Customized Solutions

We understand that every project is unique so we work with you to create a customized loan solution that meets your needs.

Providing construction loans to help you realize your real estate vision

At First One Capital, we understand that every project is unique, and that’s why we offer a variety of construction loan solutions with loan amounts up to $20 million and up to 85% loan to cost.

With First One Capital, you can rest assured that you have a reliable and supportive partner by your side every step of the way. Whether you’re a developer constructing single-family homes or multifamily properties, a real estate investor building rental properties, or a business owner in need of a commercial property for your enterprise, we’ve got you covered.

Trusted Lending Partner

As a trusted SBA lending partner, we understand the importance of providing reliable and accessible financing options to small businesses. Our commitment to helping entrepreneurs succeed is reflected in our comprehensive suite of SBA loan products and services.

Our experienced team of SBA lending specialists is dedicated to assisting small business owners throughout the loan application and approval process. We work closely with each borrower to tailor loan packages that meet their specific needs, from startup capital to expansion financing.

With over 100 years of combined SBA lending experience, our team will be your advocate and guide you to a successful loan funding.

What Our Customers Have to Say

This was our second time working with First One Capital and Jon Rector and we couldn't be more satisfied. The entire process was fast and efficient. Jon stayed in constant contact updating me on the status each step of the way, even working nights and weekends to make sure our loan got processed as quickly as possible. I highly recommend Jon, Burke and everyone at First One Capital.

William Bennett has redefined what the client rapport should be. He has gone above and beyond to ensure the process was streamlined for our company. He efficiently communicated and assisted throughout the entire process. I refuse to go through any other lender going forward for all our financial needs. Bill, Thank you for the amazing experience.

I was Assigned Angela Sharrett as my first point of contact for an SBA backed loan. She was and continues to be amazing. She worked literally around the clock to make it happen. SBA backed loans are very complex and it can take a mental toll on everyone involved. I’m so grateful I was assigned Angela and her team at First One Capital. I cannot recommend them enough!

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