Fix and Flip – First One Capital

Fix and Flip Loans to Transform Your Investment Properties

Fix and flip loans for renovating rental homes, multi-family and commercial properties.

Fix and Flip Loan Features

Property Types

Our fix & flip loans can help renovate 1 - 4 family rental homes, multi-family properties, or revitalize commercial real estate.

80% ARV

Our services provide up to 80% of the After Repair Value (ARV), giving investors the financial flexibility they need to renovate their properties.

90% LTC

We offer up to 90% Loan-to-Cost (LTC) ratio, enabling investors to finance most of the costs associated with the property renovation.

12-Month Interest-Only Terms

Our services provide investors with a 12-month interest-only period, allowing time to repair and sell or rent the property.

The First One Capital Advantage: Fix-and-Flip Loans

Faster Turnaround Times

Our streamlined approval process means that investors can get their loans approved and funded faster, resulting in quicker returns on investment.

Higher Profits

Our competitive rates and flexible financing options mean that investors can access capital at a lower cost, resulting in higher profits.

Improved Property Values

Our loans provide investors with the capital they need to renovate their rental properties, resulting in increased property values and higher rental income.

Tailored Solutions

Our experienced team works closely with investors to provide tailored solutions that meet their needs, resulting in a more personalized experience.

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

What Sets Us Apart

Streamlined Approval Process

Our services provide a streamlined approval process, meaning investors can get their loans approved and funded faster, usually within 21 days.

Competitive Rates

We offer competitive rates, which means that investors can access capital at a lower cost, resulting in higher profits.

Experienced Team

Our team consists of experienced professionals who understand the needs of real estate investors, and we work closely with them to provide tailored solutions.

Wide Range of Properties

Our fix & flip loans cover multifamily properties, rental homes, commercial properties up to $20 million, providing investors with a wide range of investment opportunities.

Fix and flip loans designed to meet your specific needs

At First One Capital, we understand the challenges that real estate investors face when it comes to securing financing for investment property renovations. We have crafted our fix and flip loans to meet the needs of property investors like you. In addition, we offer a range of renovation financing options to ensure that your project receives the ideal support it deserves. With our expert guidance and personalized approach, you can proceed with confidence knowing you have a reliable and committed partner by your side.

Trusted Lending Partner

As a trusted SBA lending partner, we understand the importance of providing reliable and accessible financing options to small businesses. Our commitment to helping entrepreneurs succeed is reflected in our comprehensive suite of SBA loan products and services.

Our experienced team of SBA lending specialists is dedicated to assisting small business owners throughout the loan application and approval process. We work closely with each borrower to tailor loan packages that meet their specific needs, from startup capital to expansion financing.

With over 100 years of combined SBA lending experience, our team will be your advocate and guide you to a successful loan funding.

What Our Customers Have to Say

This was our second time working with First One Capital and Jon Rector and we couldn't be more satisfied. The entire process was fast and efficient. Jon stayed in constant contact updating me on the status each step of the way, even working nights and weekends to make sure our loan got processed as quickly as possible. I highly recommend Jon, Burke and everyone at First One Capital.

William Bennett has redefined what the client rapport should be. He has gone above and beyond to ensure the process was streamlined for our company. He efficiently communicated and assisted throughout the entire process. I refuse to go through any other lender going forward for all our financial needs. Bill, Thank you for the amazing experience.

I was Assigned Angela Sharrett as my first point of contact for an SBA backed loan. She was and continues to be amazing. She worked literally around the clock to make it happen. SBA backed loans are very complex and it can take a mental toll on everyone involved. I’m so grateful I was assigned Angela and her team at First One Capital. I cannot recommend them enough!

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