SBA Loans to Grow Your Business

Our streamlined SBA loan process is efficient. With lower processing time, you can increase your businesses productivity and get the capital you need today.

Trusted Lending Partner

SBA Loan Benefits

If you’re a small business owner looking for a versatile, flexible, and affordable loan option, you need to know about SBA loans.

Flexible Loan Proceeds

With the ability to use funds for everything from buying equipment to commercial real estate, SBA loans are the most versatile small business loan in the
marketplace.

Fast Capital

SBA loans offer a guarantee from the federal government of 75% - 90% of the loan amount, making banks more comfortable lending and easier for under-collateralized businesses to get funding need.

Favorable Terms

Long repayment terms and low-interest rates make SBA loans provide more favorable than many other loan
options.

SBA Loan Offerings

Focus

Focus on what matters most – finding and closing deals.

SBA Loan Options

Up to $150k in 10 Days
Up to $500k in 30 Days
Up to $5 Million in 45-60 Days

Buy Inventory and Equipment, Business Debt Consolidation and get the working capital you need to grow your business.

Start a Business

Starting a business can be overwhelming. We’ve helped countless entrepreneurs turn their dreams into a reality.

Buy Commercial Real Estate

Purchase owner-occupied commercial real estate with up to 100% financing. Experience the benefits of owning commercial real estate while preserving liquidity.

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

What Sets Us Apart

Pre-Qualification Assistance

Our team of experts assess your SBA eligibility before you begin the application process and guide you to a successful closing.

Loan Documentation Support

We assist you in preparing and submitting all the necessary documentation required for your SBA loan application, minimizing errors and delays.

Industry-Specific Expertise

We have extensive experience across various industries, enabling us to provide specialized guidance and support tailored to your business type.

Our Team of SBA Bankers

Started by SBA Certified Consultants, First One Capital understands all aspects of lending. We’re your advocate, and we get it right the first time.

Common Documents You Will Need for an SBA Loan:

  • How you plan to use the funds
  • 3 years of business and personal tax returns
  • Profit and loss statement
  • Balance Sheet
  • Personal Financial Statement
  • Business Debt Schedule
  • Bank statements (6 months)

 

***Most Documents NOT needed for SBA Rapid Loan***
 
Our expert team will navigate you through the SBA loan application journey, providing assistance with essential documentation every step of the way.

Why Businesses Love Us

At First One Capital, we believe small businesses are the backbone of America. Financing shouldn’t be something you worry about; let us do that. With a diverse network of lenders and hands-on team, we simplify an otherwise overwhelming process. Let’s grow your business together.

Tell us about what you need. You’re under no obligation, and it won’t impact your credit score.

Trusted Lending Partner

As a trusted SBA lending partner, we understand the importance of providing reliable and accessible financing options to small businesses. Our commitment to helping entrepreneurs succeed is reflected in our comprehensive suite of SBA loan products and services.

Our experienced team of SBA lending specialists is dedicated to assisting small business owners throughout the loan application and approval process. We work closely with each borrower to tailor loan packages that meet their specific needs, from startup capital to expansion financing.

With over 100 years of combined SBA lending experience, our team will be your advocate and guide you to a successful loan funding. 

What Our Customers Have to Say

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Check to see if you pre-qualify without impacting your credit score.