Business Acquisition Loans With Just 10% Down

Access SBA loans for business acquisition with minimal equity injection and favorable terms.

SBA Business Acquisition Loan Features

Preserve Liquidity

Buy an existing and profitable business with as little as 10% down which can be sourced from a gift.

Buy a Business With Real Estate

Gain the stability of a fixed location, avoid rent increases, and receive tax benefits with equity appreciation.

Extended Loan Terms

Enjoy lower payments with loan terms of 10-years to 25-years and SBA-backed interest rates.

Loans Up to $10 Million

Pursue larger acquisitions with the simultaneous closing of an SBA loan and a conventional bank loan.

Acquire an Existing Business with LoanBud's SBA Loans

Save Time

Buying an existing business means you don't have to start from scratch, so you can hit the ground running and start generating revenue immediately.

Reduce Risk

An established business has a track record of success, which means you can assess its potential and risks before making a purchase.

Increase Revenue

With the right acquisition, you can increase your revenue and profits in a shorter amount of time.

Pre-Requisites for Business Acquisition Loan

Minimum FICO Score

640 Experian model v2

Use of Funds

Business Acquisition, may also include Working Capital, Inventory, Equipment, Commercial Real Estate (owner-occupied), Renovation, Leasehold Improvements

Notes

The business being purchased must be profitable enough to support the repayment of the buyer's SBA loan; buyer must have transferrable experience. Business plan and projections are needed.

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

What Sets Us Apart

Pre-Qualification Assistance

Our team of experts assess your SBA eligibility before you begin the application process and guide you to a successful closing.

Loan Documentation Support

We assist you in preparing and submitting all the necessary documentation required for your SBA loan application, minimizing errors and delays.

Industry-Specific Expertise

We have extensive experience across various industries, enabling us to provide specialized guidance and support tailored to your business type.

Our Team of SBA Bankers

Started by SBA Certified Consultants, First One Capital understands all aspects of lending. We’re your advocate, and we get it right the first time.

Why an SBA Business Acquisition Loan?

If you want to purchase an existing business, an SBA business acquisition loan may be right for you. 

While conventional banks often require large down payments and unfavorable terms, First One Capital helps you purchase an existing business or franchise with as little as 10% down. 

We’ve helped hundreds of people get approved for business acquisition loans using SBA-backed financing with favorable terms. 

 

Benefits of a Business Acquisition Loan

Whether you’re just getting started or expanding, a business acquisition loan can be tailored to meet your needs.

  • Obtain a business loan without collateral
  • Diverse financing options
  • Protect your cash flow
  • Bypass the start-up phase and own a mature business

Trusted Lending Partner

As a trusted SBA lending partner, we understand the importance of providing reliable and accessible financing options to small businesses. Our commitment to helping entrepreneurs succeed is reflected in our comprehensive suite of SBA loan products and services.

Our experienced team of SBA lending specialists is dedicated to assisting small business owners throughout the loan application and approval process. We work closely with each borrower to tailor loan packages that meet their specific needs, from startup capital to expansion financing.

With over 100 years of combined SBA lending experience, our team will be your advocate and guide you to a successful loan funding.

 
 
 

What Our Customers Have to Say

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