Accounts Receivable Factoring – First One Capital

Say Goodbye to Cash Flow Gaps with Accounts Receivable Factoring

Turn unpaid invoices into the cash flow you need for a steady stream of working capital.

Accounts Receivable Factoring Features

Quick and Easy Approval

Our online application process is simple and fast, allowing you to get approved for funding in as little as 24 hours.

High Advance Rates

Enjoy the flexibility to handpick the invoices you sell, while securing funding for up to 90% of the invoiced sum.

Transparent Pricing

We have no hidden fees or surprise charges, so you can rest assured knowing exactly what you're paying for.

The First One Capital Advantage: Invoice Factoring

No More Cash Flow Gaps

Invoice factoring with First One Capital allows you to turn unpaid invoices into immediate cash to cover operational expenses, invest in new projects, and grow your business without waiting for customers to pay their invoices.

Improved Financial Stability

Gain the financial flexibility to access funds as your business needs evolve. Our customized solutions allow you to factor only the invoices you choose, giving you control over your cash flow.

Faster Business Growth

Fuel your expansion with immediate working capital to seize growth opportunities without being held back by cash flow constraints. Invest in marketing, hire additional staff, or expand your product line.

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

Don’t Let Financing Hold Back Your Business

We understand that running a business can be challenging, and managing your accounts receivable can be even more daunting.

By working with us for accounts receivable factoring, you can gain the financial stability and flexibility you need to achieve your business goals. With our customized funding solutions, experienced team, and transparent pricing, we can provide the cash flow you need to maintain a steady stream of working capital and invest in growth opportunities.

We’re not here to help with one transaction – we’re your partner in success, committed to building lasting relationships and helping you achieve financial success for years to come. So if you’re ready to take your business to the next level, let First One Capital be your partner on this journey.

What is Accounts Receivable Financing?

Accounts receivable financing, also known as factoring or invoice financing, uses your company’s unpaid invoices as collateral for a lump sum of money. Since AR financing is based on debts owed to your company, you may find it easier to qualify than with traditional financing options.

More flexible requirements like credit and time in business means even if your company recently started, you could still qualify for accounts receivable financing.

Why Businesses Love Us

At First One Capital, we believe small businesses are the backbone of America. Financing shouldn’t be something you worry about; let us do that. With a diverse network of lenders and hands-on team, we simplify an otherwise overwhelming process. Let’s grow your business together.

Tell us about what you need. You’re under no obligation, and it won’t impact your credit score.

Trusted Lending Partner

At First One Capital, we understand the importance of finding the right financing solution for your small business.

Whether you’re looking for factoring, lines of credit or SBA loans, our team of experts is here to guide you through every step. With years of experience in the lending industry, we have the knowledge and expertise to provide you with the best financing options for your unique situation and are committed to helping you achieve your financial goals.

Partnering with First One Capital means working with a trusted and reliable team that puts your needs first. Let us help you secure the funding you need to take your business to the next level.

What Our Customers Have to Say

This was our second time working with First One Capital and Jon Rector and we couldn't be more satisfied. The entire process was fast and efficient. Jon stayed in constant contact updating me on the status each step of the way, even working nights and weekends to make sure our loan got processed as quickly as possible. I highly recommend Jon, Burke and everyone at First One Capital.

William Bennett has redefined what the client rapport should be. He has gone above and beyond to ensure the process was streamlined for our company. He efficiently communicated and assisted throughout the entire process. I refuse to go through any other lender going forward for all our financial needs. Bill, Thank you for the amazing experience.

I was Assigned Angela Sharrett as my first point of contact for an SBA backed loan. She was and continues to be amazing. She worked literally around the clock to make it happen. SBA backed loans are very complex and it can take a mental toll on everyone involved. I’m so grateful I was assigned Angela and her team at First One Capital. I cannot recommend them enough!

Have 5 Minutes? Apply Online

Check to see if you pre-qualify without impacting your credit score.