Term Loans – First One Capital

Term Loans Up To $5 Million to Expand Your Business

Grow your business with the capital you need with a business term loan up to 10 years.

Business Term Loan Features

Large Loan Amounts

Term loans up to $5 million provide you with the financial resources to support your growth plans and take your business to new heights.

Long Repayment Terms

Our SBA and conventional term loans offer 10-year and 5-year repayment terms, respectively, providing lower monthly payments.

Straightforward Process

Save time with our simple, streamlined, and convenient online application process.

Fast Funding

Receive the funds from our term loans in as little as 24 hours so you can focus on what matters - driving your business forward.

Consolidate Debt

Improve cash flow by consolidating short-term and high-interest debt into a single, manageable loan with a competitive interest rate.

Competitive Rates

Benefit from competitive interest rates and long repayment terms which improve your business's cash flow.

The First One Capital Advantage: Term Loans

Save Money

Consolidate short-term loans and merchant cash advances to potentially save thousands per month.

Flexibility

Use your term loan for refinancing debt, operational costs, working capital, hiring & payroll, and more.

Access Capital

Access to multiple lenders, banks and term loan options with a single application.

Expand Operations

Receive the funds needed to expand your business and increase campany revenues.

Improve Cash Flow

Our flexible repayment terms and competitive interest rates improve your business's cash flow

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 250+ lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

What Sets Us Apart

Expert Guidance

Our experienced team provides expert guidance, helping you navigate the complex world of small business financing and ensuring you make the right decision for your company.

Customized Solutions

We understand that every business is unique, and we work with you to create a customized financing solution tailored to your specific needs and goals.

Diverse Financing Options

We offer a wide range of financing options such as lines of credit, term loans, merchant cash advance, and more so you can choose the option that best fits your business needs.

Fast and Reliable Funding

Get the funding you need quickly and easily so you can stay focused on growing your business.

Don’t Let Financing Hold Back your Business

You know what’s not fun? Trying to run a business with limited funds. But you know what is fun? Getting a large sum of money to help take your business to the next level. That’s where a term loan comes in.

Not only do you get access to more funds, but the interest rates are usually more favorable than those pesky short-term loans. And the best part? You won’t be left guessing what your monthly payment will be.

With a fixed or flat interest rate, you’ll know exactly what’s expected of you each month. So stop stressing and start growing your business with a term loan today.

Fast and Flexible Loan

Business term loans are a stable and simple way to get more working capital to grow and expand your business.

Why Businesses Love Us

At First One Capital, we believe small businesses are the backbone of America. Financing shouldn’t be something you worry about; let us do that. With a diverse network of lenders and hands-on team, we simplify an otherwise overwhelming process. Let’s grow your business together.

Tell us about what you need. You’re under no obligation, and it won’t impact your credit score.

Trusted Lending Partner

At First One Capital, we understand the importance of finding the right financing solution for your small business.

Whether you’re looking for lines of credit or term loans, our team of experts is here to guide you through every step. With years of experience in the lending industry, we have the knowledge and expertise to provide you with the best financing options for your unique situation and are committed to helping you achieve your financial goals.

Partnering with First One Capital means working with a trusted and reliable team that puts your needs first. Let us help you secure the funding you need to take your business to the next level.

What Our Customers Have to Say

This was our second time working with First One Capital and Jon Rector and we couldn't be more satisfied. The entire process was fast and efficient. Jon stayed in constant contact updating me on the status each step of the way, even working nights and weekends to make sure our loan got processed as quickly as possible. I highly recommend Jon, Burke and everyone at First One Capital.

William Bennett has redefined what the client rapport should be. He has gone above and beyond to ensure the process was streamlined for our company. He efficiently communicated and assisted throughout the entire process. I refuse to go through any other lender going forward for all our financial needs. Bill, Thank you for the amazing experience.

I was Assigned Angela Sharrett as my first point of contact for an SBA backed loan. She was and continues to be amazing. She worked literally around the clock to make it happen. SBA backed loans are very complex and it can take a mental toll on everyone involved. I’m so grateful I was assigned Angela and her team at First One Capital. I cannot recommend them enough!

Have 5 Minutes? Apply Online

Check to see if you pre-qualify without impacting your credit score.